Top USA Real Money Online Casinos

Real money USA online casinos are here for a great time! When looking for a place to play at, don't be discouraged - it doesn't have to be incredibly difficult. You've found the #1 global review and comparison portal website where you'll find everything you need to know about online gambling. You'll find top 10 lists for the best gambling sites for all countries including US friendly gambling establishments. You'll find bonus information and how to win real cash risk-free. Our experts have done the hard work and compare everything for you, so all you need to do is read our in-depth guide where we share tips and tricks on how to play the best games and get the best results. Our mission is to help you find the best places to play for real cash jackpots and our top 10 bonus coupon codes and gambling lists will help get you started.

Written by Amanda Evans 16 minute read
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What Makes a Good USA Online Casino

How We Evaluate

In order to find and review the best 2024 real money online casinos for USA hotshot players, the mission of our experts is to check several features. Our strict play criteria ensure that we only recommend and feature the best sites the US players want to play at. If you want to play from home and win real cash, our top 10 features will let you enjoy all the thrills and fun associated with Las Vegas without having to move from your sofa. Below are some of the main items our experts look at.

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Legal Real Money Casinos in USA

Legal USA Real Money Gambling

Online casino gambling is huge in the United States, but the gambling laws can be a little tricky. The market is ever-changing, and not all states allow online gambling. Sites that do including New Jersey, Pennsylvania, and Delaware and NJ and PA residents can play at state-run online casinos. Some states only allow online poker or video poker, while others only offer online sports betting on popular sporting events like football, basketball, and baseball. Some states provide all three, so it is crucial for players to check what is and isn't allowed where they live. Each state is responsible for their own online gambling laws, and more and more are legalizing online gambling each year.

In the 1990s, America was the biggest play market for online gambling, but this changed when the Federal Department of Justice used the Wire Act of 1961 to make online gambling illegal. There were arguments that this only applied to sports betting. Still, the Unlawful Internet Gambling Enforcement Act (UIGEA) that was passed in 2006 made it illegal for financial service providers to process any transactions to online casinos. It wasn't until 2011 that the Department of Justice retracted its stance on online gambling and states began to legalize online casinos once more. The UIGEA was passed in 2006 and it 'prohibits gambling businesses from knowingly accepting payments in connection with the participation of another person in a bet or wager that involves the use of the Internet and that is unlawful under any federal or state law.' This legislation hasn't made online gambling illegal; it has just made it illegal for banks and payment processors to process transactions. This saw a lot of operators leave the US market, including 777, which was a popular gambling choice. A new law introduced in 2012 was responsible for allowing individual states to issue licenses to online casinos. Some states employ geolocation software to block residents from gambling online. Some US states allow online gambling, and these include Delaware, New Jersey (NJ), Nevada, and Pennsylvania. California, Massachusetts, Illinois, and Washington are in the process of legalizing cyber internet gambling in their states. To play at the best real money, US online casinos be sure to check out our top 10 for 2024. It is important to note that there are no federal laws in place that prevent you from gambling for real cash at offshore licensed gambling sites so you can play at all our top 10 real money online casinos open to US play.

Did you Know?

The history of gambling in the United States goes back to the early 1800s where poker was the card game that spread along the Mississippi River. After the Civil War lotteries and other forms of gambling were introduced to provide revenue, but by the 1930s, the US government banned gambling. Gamblers around the world are familiar with Las Vegas, which is home to the best play casinos in the world, including Caesars, and its success has been growing since the 1950s. Following on from the success of Nevada casinos, New Jersey followed and legalized gambling in the 1970s in Atlantic City where the finest resorts like Mohegan Sun, Tropicana, the Hardrock and Borgata can be found. Louisiana, Illinois, and Michigan legalized gambling in the 1990s and resorts began to spring up including Turningstone in 1993. Of course, you don't have to travel to enjoy slots and table games in 2024 and our top 10 US real money online casinos will have you playing the best of the best from the comfort of your home. Nowadays, whether it's online sportsbetting, lotto, or gambling on real money casino game plays, there are laws in place that must be adhered to.

Payout Percentages at Online Casinos

Payout percentages are important when looking for a USA real money online casino to log in and play at. Payout percentages often shown as RTP, tell you how much you can expect to win on casino games over a period of time. The higher the percentage rate, the better your odds and the lower the house edge is. Different games have different payout percentages, and while some might be good fun, they may not be the best choice when you're looking to win big. Keno, for example, is a fun game but it has the lowest RTP of 73%. Slots vary between 93% and 99%. Table games vary too. Blackjack can be as high as 99.50% depending on the variant you're playing and whether or not you use a basic strategy which increases your odds and lowers the house edge. Craps can have a 100% RTP. Baccarat is another ideal choice when gambling for real cash, and betting on the banker has a 98.94% RTP. Pai Gow video poker has great odds too and a 98.7% RTP. Roulette fans should opt for European Roulette instead of American roulette for higher odds as single zero roulette has a 97.3% RTP. Providers can set their own payout percentages and below you will find the best US friendly casinos with the best payout percentage rates for 2024.

Top10 Casino Payout Percentage Rates

Top 10 Casinos All Games Slots Blackjack Roulette Poker Jackpot City 94.6% 95.53% 94.73% 94.73% 92.18% Gaming Club Casino 94.35% 95.9% 92.01% 92.01% 91.02% Slots Million Casino 93.09% 92.52% 94.87% 94.87% 92.5% Spin Casino 94.87% 95.94% 94.26% 94.26% 93.17% All Slots Casino 95.7% 96.66% 95.7% 95.7% 90.68% Lucky Hippo 92.54% 92.61% 92.07% 92.07% 92.99% EU Casino 93.74% 93.92% 96.14% 96.14% 89.82% Mars Casino 95.44% 96.6% 96.35% 96.35% 90.93% Hopa Casino 94.17% 95.54% 95.68% 95.68% 90.1% Club World 95.9% 99.05% 92.66% 92.66% 91.18%

Top 10 RTP Percentage Rates 2024

RTP percentages for slots at online gambling sites can vary from 93% up to 99%. Each software provider will set their own RTP percentage for their play slots, and some will list these publicly, like Microgaming and NetEnt. Other US-friendly providers offer excellent slots for 2024, including Realtime Gaming (RTG), Betsoft, Rival Gaming, Betsoft, and WMS Technology. The higher the RTP, the more chance you have of winning real cash with your spins. Experts recommend choosing slots that have a 95% RTP or higher. The exception to this rule is progressive jackpots. These popular games can be as low as 93%, but because they offer winners life-changing jackpots, they continue to be played.

While discussing slot machine RTPs it is important to mention that land-based slots RTPs vary from 85% up to 90% making online slots the best choice. Plus, where you live can also affect the RTP. Land-based casinos have to adhere to minimum RTP regulations. In Las Vegas, the minimum RTP is 75%. In New Jersey, the minimum is 83%. In Mississippi, it's 80%. The RTP percentages vary by state, and if you want to gamble and play games - such as Book of Ra - where you have a chance of winning, we recommend taking your game play online. Below you will find our recommended 2024 top 10 best slots with high RTP percentage rates.

RTP% rates for the Top Slots in 2024

Game House Edge RTP% Software Goblins Cave 99.32% Playtech Mega Joker 98.90% NetEnt Jackpot 6000 98.75% NetEnt 1429 Uncharted Seas 98.6% Thunderkick Joker Strike 98.11% Quickpsin Win Sum Dim Sum 98.00% Microgaming Jokerizer 98.00% Yggdrasil Bloodsuckers 98.00% NetEnt Playboy 97.80% Microgaming Wizard Of Gems 97.66% Play'N Go

Progressive Jackpots

Progressive jackpots are a huuuge deal for cash players, the reason being they provide you with a chance to change your life instantly with a super entertainment rush. Progressive jackpots are games that are linked across a software provider's network, and the prize pool continues to grown until it is won. Many of the best progressives seed at $1 million and one lucky spin of the reels could net you this total. To win a progressive jackpot, you need to bet the maximum amount so it is activated and a small amount of every bet goes towards the prize pool. Progressives are usually found on slot machines and linked across all the US real money online casinos that offer them. You'll find progressives from Microgaming, NetEnt, Rival, Betsoft, Aristocrat and more. To win, you have to do one of several things, and this will be specified by the game provider. RTG's Aztec's Millions has a random progressive jackpot. Microgaming's Major Moolah requires players to get five wild symbols on the 15th payline. Others require people who play to trigger specific bonus rounds with scatters or exclusive symbols to play for the jackpot. Playtech's progressives are like this. Mega Moolah, one of the best known Microgaming titles, has a bonus wheel and players have to spin special symbols in order to spin the wheel and win the jackpot. There are progressives that have tiered jackpots and the one you can win depends on your bet amount. Mega Moolah has four separate jackpots, the Mini, Minor, Major, and Mega. To find out more, be sure to check out our top 10 best progressive slots jackpots for 2024. Some table games also have progressive jackpots. Microgaming has a progressive roulette and blackjack title. Roulette Royale offers a huge jackpot that you can win if the same number comes out on five consecutive spins. The Triple Sevens blackjack game will change your life if you get a hand of 21 that consists of three 7 of diamonds. If you want to become an instant millionaire or even billionaire be sure to check out our Top 10 US friendly progressives for 2024.

Featured Bonus

is one of the best real money online casinos for those from the US wanting to play and have fun. It was established in and holds a license from . It is powered by leading software provider and offers a generous welcome signup bonus of for all new American members who register for a real cash account. This can be used to log in and play the best slots and table games. Fair gaming is guaranteed, and the payout percentage for this real money USA online casino is . Read our full guided review for more information and to claim this top gambling offer.

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Bonus Play Information

If you plan to gamble for real cash online, casino bonuses are your friend. There are two types; the deposit bonus and the no deposit bonus. One requires you to add money to your account, and the other one gives you some free money. There are some differences, but both bonuses will allow you to play more.

All bonuses have terms and conditions attached to them, and when you gamble for real cash, you need to be aware of these. One of the most important is the wagering requirements. This is the number of times you have to bet your bonus before you can cash out your winnings. Deposit bonuses have lower wagering requirements, between 30x and 40x, and this often makes them a better choice as it is easier to clear the playthrough and withdraw what you win. No deposit cash and free spins can have wagering requirements up to 90x. You can use the bonus calculator on the right to help you calculate how much you have to bet to clear your no deposit or deposit bonus and our active top 10 best casino bonus for US players in 2024 are a great way to start now.

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Mobile

Gambling on the go and being able to play real money games whenever and wherever you want is very important in 2024. You can log in and play slots and table games. You can enjoy live dealers, keno, bingo, and much more, and many offer special mobile no deposit and free spins bonuses to get you started too. The fun play option is often included too so you can play demo versions and test things out before you gamble for real money. The games are fast loading and run smoothly adjusting to suit the size of the screen you are playing on.

Most software providers, including US-friendly Betsoft and Realtime Gaming RTG, release top quality slots and table games for mobile devices. Our top 10 best mobile casinos for 2024 will help you find the best no deposit and free spins bonuses for US players.

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Network Coverage for Top 10 Players

In order to get in on and play the best cyber action, all you need is an internet connection, and that can be 3G, 4G, or Wi-Fi. Wi-Fi is the preferred options for those who don't want to use their data's allowance. You can enjoy glitch-free online gambling on all the US cellular networks too including Verizon Wireless, T-Mobile, AT&T, Sprint, U.S. Cellular, Cricket Wireless, MetroPCS, Ting, Consumer Cellular, and Boost Mobile. You can deposit and withdraw and even pay by phone bill.

Device Compatibility

Best US real money online casinos are all fully optimized for mobile gameplay. This means you can get in on the action using iPhone, iPad, and Android smartphones and tablets like Samsung, HTC, and Pixel. Some offer dedicated apps that you can get at the iOS and Android app stores, and all offer no download instant play using the latest HTML5 technology.

Blacklisted Gambling Sites

Not all US-friendly real money online casinos are legitimate or trustworthy. Here's a tip, some aren't safe or secure to play at. Some don't offer fair games. Some are dangerous scams right upon registration. That is why we play, test, rate, and review all exclusive new online gambling sites and make sure that we only recommend the best-approved ones. Our experts carefully vet everything from bonuses and promotions, software, customer support, licensing, banking, and more. Those that don't pass don't make it onto our top 10 lists. Below are the blacklists casinos and the sites like Cool cat, that we don't recommend. There are a number of reasons gambling sites are added to the blacklisted. They have been accused of theft, have rigged or pirated games; they try to cheat players out of winnings with unfair terms and conditions, they have numerous complaints lodged against them, they have poor customer service, no license, etc. Many are scams, and fraudulent or their sister online casinos have poor reputations. We advise extreme caution if you decide to sign up with any of these and they can be dangerous. Our experts do their best to find them, and they constantly check forums, facts, articles, and blogs and update this section, so you always know what to watch out for.

The Best Payment Providers

USA's best online gambling establishments offer a range of payment options for people who play, but US gamblers are restricted to using credit cards or the cryptocurrency Bitcoin. Direct transfers are not permitted, and credit card users are not allowed chargebacks. E-wallets like PayPal and Neteller are no longer available, neither are pre-paid vouchers like Paysafe card. Our top 10 real money USA online casinos for 2024 allow you to use Visa, MasterCard, and Amex. Some allow you to deposit, withdraw, and play in Bitcoin like All Star Slots Casino. Different sites will have different options for deposits and withdrawals so it is important to check how you can withdraw your winnings to your checking account. When it comes to cashing out your winnings, the best sites will have fast withdrawals and low pending periods. Our experts look for the fastest withdrawals and pending periods of 24 hours. Below you will find information on the top 4 payment methods for US players.

Visa

Visa is one of the best most popular banking options to play at top US real money online casinos. It a safe and easy way to fund your account and deposits are instant. There may be a minimum deposit amount which is usually around $20. Visa can be used for withdrawals although these can take a number of days are aren't as quick as ewallets. For more information and to find the best Visa casinos for 2024, check out our reviews.

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Bitcoin

Bitcoin is a top 10 best choice cryptocurrency to play with for USA bettors who want to remain anonymous and not have to add their card details to sign up. It offers instant deposit with same day withdrawals. There are no fees charged, making it one of the best options for American players. If you want the fastest payout, Bitcoin is the best. For more information check out our 2024 Top 10 best Bitcoin casinos.

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MasterCard

Mastercard is a popular credit card to play with around the world. It offers instant deposit and is accepted at the best US friendly sites. It is safe and secure. Deposits are instant, but not all sites will allow you to use MasterCard for withdrawals. Those that do may charge fees so you will need to check for this. There may be a minimum deposit amount too around $20. For more, see our top 10 Mastercard best site reviews.

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American Express

American Express (Amex) is one of the best credit cards in the world to play and gamble with, and finding online gambling sites that allow you to play with it for both deposits and withdrawals can be a little difficult. Most will allow you to use Amex for instant deposits but withdrawing your winnings might not be an option. For the best 2024 US online casinos accepting Amex, check out our Amex reviews.

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Problem Gambling Resources

Responsible gambling is taken very seriously at US-friendly real money online casinos in 2024 and all the sites we recommend and feature have dedicated responsible gambling pages. These pages remind those who play that online gambling is not a get rich quick scheme as well as listing questions you can ask yourself if you are concerned that your gaming sessions are causing problems. There are features that you can use, including the ability to set daily, weekly, or monthly deposit limits. You can set session playtime limits, so you only spend the time you set gambling online. You can even self exclude for set periods of time. The best US real money online casinos all have these features as well as links to dedicated problem gambling organizations like the National Council on Problem Gambling, the American Gaming Association, the Responsible Gambling Council, Gambler Anonymous, and more, to ensure there is always help available should you need it.

American Gaming Association Responsible Gambling Council Gamblers Anonymous

Recent Winners from USA

 Amanda Evans
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Amanda Evans - Chief Editor

Amanda has been involved with all aspects of the content creation at Top10Casinos.com including research, planning, writing and editing. The dynamic environment has kept her engaged and continually learning which along with +15 years iGaming experience helped propel her into the Chief Editor role.

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FAQs About Real Money USA Online Casinos

Gambling for real cash and playing at the best sites is important to US players and our experts have compiled a list of verified top 10 frequently asked questions related to US real money gambling sites. If you have a question that isn't answered below, you can contact us, and we will get the answer for you.

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