Top 10 Real Money Casinos Online

How We Evaluate Gambling Sites to Play

In order to get the most out of real money online casinos, there are a number of things you need to watch out for. Below you will find information on what we look for before any gambling site is approved and put on our top 10 best lists. We compare everything against our strict rating criteria. Only the casinos that meet these criteria make it onto our top 10 best real money casinos list online where you can read detailed reviews of each of them. A follow up on every gambling site is carried out regularly to ensure that they still meet the criteria. We update our Top 10 lists often.

• Real Money Bonuses and Promotions

  We check to make sure the real money online casino offers a lucrative welcome bonus that will boost your bankroll for more gambling play. This includes looking for no deposit deals plus free spins where you keep what you win, as well as generous welcome packages. We also make sure there is a regular promotional offer schedule for existing players too.

• Safety & Security

  Online casino gambling experts look at licensing and regulation to ensure the casino is reputable, trustworthy and legit. We do background checks and look at the software used. We also ensure that everything is fully encrypted using the latest SSL encryption technology. As well as this we check for third party RNG audits to ensure fair gaming. All this ensures legitimate sites only.

• Best Payment Options

  Another important aspect for online real money casino gambling is how easy it is to fund your account. We look at the payment options to make sure that the most popular ones are included. This includes debit and credit cards like Visa and MasterCard as well as eWallets such as PayPal, Skrill, Paysafe Card, and Neteller. We also look for fast withdrawals which are a must when gambling online. You want to get your hands on your winnings as quickly as possible. We also check for any hidden fees and minimum and maximum cashout limits, so you know exactly what to expect from your real cash gambling play.

• Customer Support

  Customer service is another area that requires particular attention. We look for 24/7 gambling support, which is ideal, via email, live chat, and phone so they are always open when you need them. We also contact them anonymously to ask questions and assess their response. We rate them based on response time, expertise, and friendliness.

• Games Selection

  There's no point registering with a real money online casino if they don't have the games you want to gamble and play. Our experts look at the games library and the categories offered. This includes virtual and live dealer titles like Texas Holdem, blackjack, roulette, and baccarat. They test the slots, table games, video poker, bingo, scratch cards, solitaire, and other games offered and rate them based on the gameplay making sure they are glitch-free, betting options, features, jackpots, prizes, and ease of play.

• Mobile Optimization

  Mobile gambling is more popular than ever, and we check to make sure the site is fully optimized for all devices including iPhone, iPad, and Android smartphones and tablets. We look at the no download instant play option where the games run in your mobile browser using the latest HTML5 technology instead of older flash options which can cause a glitch. We also check to see if there is a dedicated casino app. We look at the total number of mobile games available in the casino lounge and whether demo versions are available for those looking for a quick hit. We look at the payment methods to see if you can use your phone credit and other mobile billing options such as Payforit.

Country-Specific Real Money Information

If you want to play at a real money online casino, your country of residence matters. Every country has its own gambling laws that must be adhered to. Here at Top 10 Casinos, we bring you trusted, respected, and the best online reviews for real money gambling casino sites from around the world. Our team of experts do the hard work, so you don't have to, and our mission is to find the best real money casinos online so you can enjoy your gambling and play the best games no matter where in the world you live. We have dedicated pages for all the main gambling countries including the USA, South Africa, New Zealand, Canada, and the United Kingdom.

• Australia

  There are plenty of real money Australian online casinos to choose from nowadays. Because of this, our top ten best Aussie online gambling site reviews can help you find the best pokies and table games. You get to play in Australian dollars and there are convenient deposit and withdrawal options to suit all your needs. Our Top 10 elite gambling sites include lots of great bonuses and promotions so you can play the best video slots, blackjack, roulette, and more. Whether you live in Sydney, Perth, or any other part of Australia, you can get in on the gambling action. Check out our best Australian online gambling sites to find more information and ensure you'll get the best gambling experience in online casinos.

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• Canada

  Gambling at real money online casinos in Canada has never been easier. This is because each province is responsible for the licensing and regulation of online gambling, sportsbetting, and lottery and sweepstakes. Some provinces such as British Columbia, Manitoba, Quebec, and Ontario have their own provincially run online gambling sites. Canadians can legally play at offshore establishments and our Top 10 best Canadian online casinos for 2023 let you play in Canadian dollars and choose from the best payment options including Instadebit. You'll find the a selection of different bonuses and promotions tailor-made for players from Canada, as well as all the best slots, blackjack, video poker, and roulette games.

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• United Kingdom

  UK players have a great deal of choice when it comes to gambling online. The UK Gambling Commission regulates and licenses everything including lotto, bookmakers, and online casinos. This ensures safe and fair gambling at all times. If you want to play the best slots and table games our Top 10 best rated real money online casinos for UK residents can help. Our reviews ensure that all the sites we recommend allow you to play in British Pounds sterling £ and enjoy fast payouts using PayPal and other popular banking options. UK players can also enjoy the best bonuses and promotions as well as top security protocols whether that's on sportsbetting sites and the latest football game or a top casino.

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• United States

  Finding a legal real money online casino that accepts US players isn't as easy as it once was. Sites like 777 no longer accept US customers. UIGEA passed in 2006 affected payment processors but did not make it illegal to gambling online. Our Top 10 real money US online gambling sites have you covered. You no longer have visit Turning Stone, Hard rock, Caesars, San Manuel, or Sugarhouse to get a quick fix. All our recommended sites allow you to play in US dollars or Bitcoin crypto currency. They are licensed, regulated, and legit. Those who prefer social gaming can check out The Zone and share on Facebook. A number of US states have their own state-run online casinos including New Jersey, Delaware, Nevada, and Pennsylvania.

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Other Regions

House Edge Explained

On the right-hand side of this text, you will find a table that shows the best real money online casino games to play based on the house edge. The house edge is basically the casino's average profit per bet made. It is essentially a built-in advantage. When expressed in numbers, it is the percentage of the player's bet that the gambling site will get to keep as a profit over the long term. You can calculate the house edge yourself if you wanted to. For example, let's use red/black bets in American roulette. This table has two zeros and 36 numbers, making 38 possible results. If you bet on black or red, your chance of winning is 18/38, which is equal to 47.37%. The house will win if the ball lands on 0 or 00, so the house has a 20/38 chance of winning or 52.63%. To calculate the house edge, you get the difference between the two figures. 52.63% - 47.63% = 5.26%.

You should also know that the house edge can vary depending on the games you play. For example, Slots and Keno can be anywhere between 15% and 25%, depending on the specific game. Games that require a certain amount of gambling skill such as Blackjack can have a house edge as low as 0.43%, and this can be reduced further using the basic strategy for the game. Caribbean Stud Poker has a house edge of 5.22% and Pai Gow just 1.50%. To win real money, it is advised that you choose games with a low house edge and create a betting strategy suitable for the game you are playing. Next to this text, you will find the house edge percentages for the best online casino games in 2023. Pick either of the games from the list that suits your gambling expertise, and you'll maximize the chances of winning. Also, by picking games with low house edges, you save time, and you'll win money faster.

House Edge % for Top Table Games in 2023

Game Payout Percentages

Payout percentages, often called RTP (Return to Player) represent the rate at which a game will payout to players over the gambling long term. Different games have different payout percentages, and finding the games with the highest payout percentage will increase your chances of winning. Keno, although a fun game, to play has the lowest RTP percentage at just 73%, making this one of the worst games to play for real cash at online casinos. Blackjack is a much better choice, and RTP percentages can be as high as 99.50%. Because of the high payout percentage for blackjack, you may find it excluded from wagering requirements when playing with a real money casino bonus online, like a no deposit deal, unless you are playing live blackjack where you try to beat a professional dealer. It is streamed live to your PC or mobile and often has the double down feature. Smart gambling fans will search for games that offer the best odds, the best chance of winning, and the best value for money. Craps often has a 100% RTP. Baccarat when betting on the banker can be as high as 98.94%, Pai Gow Poker 98.7%, and single zero roulette games 97.3%.

Top10 Casino Payout Percentage Rates

Providers can set their own levels because there is no statutory minimum RTP percentage. This doesn't sound great, but the good news is that real money online casinos are not allowed to alter or change the percentage or make false claims. To ensure this doesn't happen, the random number generators are tested and audited on a regular basis by independent testing companies. These companies check that the software providers games are random and that they deliver the RTP percentages they claim. These licensed and regulated testing authorities include eCOGRA, formed in the UK in 2003, iTech Labs in Australia, Technical Systems Testing (TST), and Gambling Laboratories International (GLI) in the USA. The best online casino real money sites will have a seal of approval from one of these companies, and this ensures that the games you play are fair. Below you will find our top 10 casino payout percentage rates for 2023.

Slot Return to Player Info

Real money online slots tend to be the most talked-about when it comes to RTP percentages. They can vary from 93% up to 99% and when gambling at online casinos with real money, choosing the higher RTP games can help you increase your chances of winning. It is recommended that you play slots that have a 95% or higher RTP like Book of Ra, which is 96%, but there is an exception to this, which is progressive slots. These tend to have lower RTP percentages, but because they offer players the chance to win life-changing sums of money, they remain popular. Below you will find the best slots to play by payout percentage and our Top 10 online gambling games reviews can help too.

There is a big difference in RTP percentages when you play at real money online casinos versus gambling at land-based establishments. Land-based slot machines have an average RTP of 85% but can go up to 90% or more. The best slots to play when focusing on RTP will always be found online. For slots at real money online casinos, the RTP tends to be around 95%, land-based slot machines can be as low as 75%. Where you live can have an effect too. In Las Vegas, the minimum RTP is set at 75%, in New Jersey, the minimum is 83%, and in Mississippi, the minimum RTP percentage is 80%. Land-based establishments have to meet the minimum payout percentage, and this is set by the gaming authorities in their region. In the United States, these figures vary by state. If you are looking to gamble on casino games and be in with the chance of winning, you will find that the best RTP's can be found at real money online casinos. No matter where in the world you live, our Top 10 best casino reviews for 2023 can help.

RTP% rates for the Top Slots in 2023

Big Real Money Progressives

Progressive jackpots are linked jackpots that continue to grow in size until they are gambled and won. They offer life-changing sums of money too. In order to win, you need to bet the maximum coins. A small part of every bet is added to the jackpot pool until one lucky player hits a specific winning combination and wins it all. The most common progressive jackpots are found on video slots and linked across multiple real money casino sites online. Most of the big software providers like Microgaming and NetEnt have several huge progressive games, and others have smaller ones. Once the jackpot is won, it resets to its seed amount and begins all over again. They can be triggered at random like RTG's progressive games like Aztec's Millions which you can play at Planet 7. They can be won by hitting a specific payline on the reels where you might have to get five wild symbols on the 15th payline or 5 special scatters on the reels. The other way to win is by triggering a specific bonus round. Microgaming's Mega Moolah has a random bonus wheel where players have to line up special symbols in order to get to spin the wheel and win the jackpot. Some progressive jackpot slots offer tiered jackpots, so everyone gambling for real money has a chance to play and win. Mega Moolah has four separate jackpots - The Mini, Minor, Major, and Mega. The Mega is the best and seeds at $1 million. For more, be sure to check out our Top 10 list of best active progressive jackpot slots for 2023.

Featured Gambling Offer

was established in and holds a license from . It is powered by leading software provider and offers a generous signup offer of $ for all new real money players to use on top slots and table games. Fair gaming is guaranteed, and the payout percentage for this real money online casino is %. Read our full review for more information and to claim this real money offer.

Learn About Real Money vs Free Money Bonuses

Top 10 best sites are popular for another reason, and that's bonuses. Welcome promos are given to new customers and there two main types to help you start - the deposit and the no deposit bonus. So, what's the difference between real money and free money codes? Free money codes are usually reserved for new players and a great way to start. They can be given as part of a rewards program or VIP program. Real money bonuses are available for all players. They are a great way to boost your bankroll, and they have fewer limitations. Free money deals are the best choice if you want to try out a new gambling site risk-free. Below you will find information on the deposit and no deposit bonus codes we share, and our top 10 best online gambling offers for 2023.

• Deposit Bonus:
  This is a percentage match given on your first deposit. An example of this is 100% up to $300. This means your first deposit will be doubled up to $300. A welcome package is where new players get a percentage bonus on a number of deposits leading to a larger bonus amount. It can also include free spins. An example of this would be $1,000 + 250 free spins spread over 3 deposits.
• No Deposit Bonus:
  This type of offer lets new players test out a real money online casino without having to make a deposit. It can be - free coins/credits/chips, free spins, and free play/time. There are higher wagering requirements, but the risk-free nature of this offer outweighs these, and you get to keep what you win. No deposit bonus codes can be worth $5 up to $25 in free play credits. Free spins can be on a specific slot or a selection of games. The free play/time no deposit bonus gets you a large credit balance and an hour to play all games.

Real money online casino bonuses will come with terms and conditions. These include wagering requirements, validity periods, and game contribution percentages. The average wagering requirements for deposit bonuses are between 30x and 40x. For no deposit or free money offers, they can be anywhere from 70x up to 90x. Because of this, it can be better to choose a deposit deal because the playthrough is lower and you have a better chance of clearing it and cashing out your winnings. You can use the bonus calculator on the right-hand side to help you work out everything and don't forget our Top 10 best real money online casino offers for 2023 will help you find the best gambling deals such as no deposit offers.

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Top 10's Blacklisted Sites

Real money casino sites online are not all safe, secure, or fair, and that is why our experts rate and review every new online gambling site. Only the best of the best make it onto our Top 10 lists. Our experts check everything from the no deposit or real money bonuses and promotions offered to the licensing authorities and games you can play. In order to be listed, they must pass our strict criteria. Below are the real money online gambling sites we have blacklisted including Cool Cat. Sites end up on this list because of rigged or pirated titles which try to cheat players using the theft of titles, too many complaints, poor customer service, no licensing, etc. We update this list on a regular basis to ensure you don't fall for any scams. We recommend you avoid these is you want to gamble online. There are many scams out there, and if you do signup with any blacklisted site, we advise extreme caution as they can be dangerous. We do our best to expose them by constantly checking forums, blogs, and complaints.

Blacklisted African Palace Casino

• Delayed payments
• Bad casino practice
• Vague terms and conditions

Blacklisted Crown Europe Casino

• Non-payment to players and advertisers
• Poor customer support
• Not responding to player complaints

Blacklisted Class 1 Casino

• Poor customer service
• Failure to pay to players
• No response to complaints

Blacklisted Deuce Club Casino

• Pirated NetEnt games
• Poor customer support
• Not responding to player complaints

Deposits/Withdrawals

In order to play at online casinos with real money, you need to be able to fund your online gambling account. There are plenty of payment methods to choose from, and every country has their own preferred choices which you might not be able to see until you log in. These can include Paysafe Card, Visa, Neteller, the cryptocurrency Bitcoin, direct transfer via your checking account, or even using your phone credit. The best gambling sites will offer a range of banking options, and below you will find the best and most popular methods along with a brief overview. Many of these can be used worldwide but if you prefer country-specific methods, be sure to check our Top 10 casino payment methods for 2023 or our country-specific pages. It is important to look at the terms and conditions as well including penalties on chargebacks.

Bitcoin

Bitcoin is a cryptocurrency and an excellent choice for online casino players who want to remain anonymous and not have to add their card details when making deposits or withdrawals. This payment method offers instant deposit with same day withdrawals. Additionally, there are no fees charged which is another reason it is one of the best options for players. The only negative is currency fluctuations but if you want the fastest payout, Bitcoin is the best. For more information check out our 2023 Top 10 best Bitcoin casinos and rated reviews.

Deposit: Instant

Withdraw: Up to 24 hours

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Top Bitcoin Offer

200% Deposit Bonus

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PayPal

The best online casino sites offer the most popular internet payment method in the Western world. If you want to use a PayPal account to make deposits and withdrawals at online casinos, then you're in luck. There are lots of great casinos that accept PayPal and we have a special section dedicated to these, too. Make instant deposits with ease using one of the most trusted payment provider and withdraw your winnings too. PayPal is recognised around the world. Fast instant withdrawals are available at some of the finest sites with no fees.

Deposit: Instant

Withdraw: 3 - 5 days

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Top PayPal Offer

100% Deposit Bonus

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Neteller

Neteller is a popular e-wallet that is used by Aussie players. You can fund your Neteller account using credit and debit cards, Poli, GiroPay, and more. It can be used for deposits and withdrawals but changing gambling laws have seen a number of countries no longer able to use it. It offers anonymity as you don't have to give your financial details and there are no fees. Both high and low deposits are instant and you can enjoy fast payouts too. Read reviews of the top ten best Neteller Aussie online casinos for more information.

Deposit: Instant

Withdraw: Up to 24 hours

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Top Neteller Offer

100% Deposit Bonus

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eCheck

The eCheck is just like the old paper check, but digital. All you need to use this payment method is a bank checking account. Deposits can take longer, and, in some cases, you may have to wait up to two business days for the money to appear in your online casino account balance. Withdrawals by eCheck are available too but you may have some fees associated with these. Like standard checks, eCheck cashouts can take up to 28 days. For the best eCheck online Casinos be sure to check out our reviews and top 10 casino sites lists.

Deposit: Instant

Withdraw: Up to 24 hours

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Top eCheck Offer

100% Deposit Bonus

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The Best Top 10 Frequently Asked Questions

Best free games are great for practice but if you want to win money gambling, play real money online casino games. To do this, you have to sign up for a real player account which has its advantages. This includes being treated to great bonuses and promotions that boost your bankroll like no deposit deals. Other reasons why real money online gambling sites are great is that they give you the chance to play for massive cash jackpots, they reward players with loyalty points that can be redeemed for cash, it's more exciting to play for cash, and you have a huge range of games to choose from including blackjack and poker with low limits. Real money online casino sites give online gambling fans the chance to play without having to leave their home. Not only do they offer the best bonuses and promotions but with mobile optimization now a must, you can play anytime you want and anywhere you want too. You can even become the next hotshot in the gta casino or enjoy missions at sites like Casumo. We've done all the hard work for you in choosing the Top 10 best real money gambling sites, so all you have to do is pick the one that suits your gambling play needs.

• What Games at Online Casino Can Win Me Real Money? Any of the games at online gambling sites can win you real money.
  
  Slots are the most popular and the advanced bonus features such as free spins and no deposit bonus games help to increase your chances of winning. We recommend looking for RTP percentages greater than 95%. Slots are games of chance though so if you are looking for something that requires a bit of strategy and skill in your gambling play roulette and blackjack can be very profitable. Video poker has the lowest house edge and if you fancy a mix between slots and poker, this is a great choice.
• What Online Slots Pay Real Cash? All the online slots pay real money but if you are looking for a substantial cash prize, progressive jackpot titles are the most popular to bet.
  
  These slot machines often pay out more than a million and the jackpot increases every time it's played until it's won. For real money gambling play slots that have a return to player (RTP) percentage that is 95% or higher.
• Can I Win with a Free No Deposit Bonus? Yes, you can keep what you win with a no deposit bonus.
  
  The great thing about no deposit codes is they allow you to test out a new real money online casino risk-free whilst giving you a chance to win cash too. They do come with gambling wagering requirements are T&Cs that you must adhere to. Once you meet the wagering requirements you will become eligible for a withdrawal. You can cash out your winnings up to a fixed amount. The standard amount you can win with a no deposit bonus bet is usually around $100.
• Do Online Casinos Accept Paypal? Yes, many online casinos accept Paypal.
  
  Be sure to check our top ten PayPal casinos to find the one that is right for you.
• Are Real Cash Sites Secure? Yes, all our recommended gambling real cash sites are 100% safe and secure.
  
  They use advanced security features to ensure all personal and financial data is kept safe. The latest SSL encryption technology is used on all payment transactions. We recommend that you check the bottom of any real money online gambling website for information on their license. If it has one, it means it has been verified and had to pass strict operating standards. If you're not sure, take a look at our best reviews for more information.
• Is There an App I Can Use to Win Real Money? Yes, there is mobile app gambling you will find convenient for winning real money.
  
  Mobile gambling play is easy and most real money casinos have mobile-optimized websites so you can play the games with no download required in your mobile browser. Some gambling sites have dedicated casino apps that you can add to your mobile phone or tablet. See our Top 10 mobile casinos for more information.
• Are There Free SignUp Bonuses Available? Yes, all real money online gambling casinos offer a signup bonus. If you are looking for a free signup bonus we recommend the no deposit offer.
  
  This is where you get free cash, spins, or time, without having to fund your account. You can win actual cash too and our best top ten no deposit codes will help start you off on your gambling fun.
• Can I Withdraw My Free Winnings Easily? Yes, you can easily withdraw your winnings.
  
  Once you've met the playthrough requirements you can request a withdrawal. The maximum withdrawal limit for free no deposit bonus winnings will be detailed in the terms and conditions. You may be required to make a minimum deposit at the gambling site to cash out your winnings. You will also have to verify your identification, but once this has been completed the withdrawal process is quick and easy.
• Do I Have to Download the Casino to Win Real Cash? No, you don't have to download the casino to win real cash.
  
  Most real money gambling play can be done with no download required using the instant play version of the gambling establishment. This allows you to play all the games in your browser. It should be noted that the free downloadable software tends to provide more games and higher-quality graphics.
• Which Real Money Online Casino is the Best? There are so many real money online casino gambling sites out there that it's almost impossible to say which one is the best.
  
  It is also a matter of personal choice too. There are a number of things to take into consideration too including bonuses and promotions, banking options, mobile gaming, etc. If you're not sure, why not take a look at our best online gambling reviews.

Written by

Bonnie Gjurovska Lead Editor

Bonnie Gjurovska has been professionally involved in iGaming for over 5 years. She is passionate about online casinos, testing software and finding the best promotions. Her passion makes Bonnie the perfect candidate to help guide players from around the world and to oversee the content published on Top10Casinos.com.