Top 10 Real Money Casinos Online

If you want to win real money playing online casino games and want to make sure you're choosing the right site, Top10Casinos.com has you covered. We list the top 10 best real money casinos as well as detailed information on how to test out these virtual sites risk-free. Our experts spend countless hours developing and maintaining this page to guide you on the right path. We feature exclusive bonus codes, no deposit coupons, info on tournaments, contests to enter, and more. You'll find 5-star rated reviews as well as winning tips and tricks right here at Top10Casinos.com.

Written by Bonnie Gjurovska 14 minute read
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hoe evaluate gambling sites

How We Evaluate Gambling Sites to Play

In order to get the most out of real money online casinos, there are a number of things you need to watch out for. Below you will find information on what we look for before any gambling site is approved and put on our top 10 best lists. We compare everything against our strict rating criteria. Only the casinos that meet these criteria make it onto our top 10 best real money casinos list online where you can read detailed reviews of each of them. A follow up on every gambling site is carried out regularly to ensure that they still meet the criteria. We update our Top 10 lists often.

Country-Specific Real Money Information

If you want to play at a real money online casino, your country of residence matters. Every country has its own gambling laws that must be adhered to. Here at Top 10 Casinos, we bring you trusted, respected, and the best online reviews for real money gambling casino sites from around the world. Our team of experts do the hard work, so you don't have to, and our mission is to find the best real money casinos online so you can enjoy your gambling and play the best games no matter where in the world you live. We have dedicated pages for all the main gambling countries including the USA, South Africa, New Zealand, Canada, and the United Kingdom.

Other Regions

House Edge Explained

On the right-hand side of this text, you will find a table that shows the best real money online casino games to play based on the house edge. The house edge is basically the casino's average profit per bet made. It is essentially a built-in advantage. When expressed in numbers, it is the percentage of the player's bet that the gambling site will get to keep as a profit over the long term. You can calculate the house edge yourself if you wanted to. For example, let's use red/black bets in American roulette. This table has two zeros and 36 numbers, making 38 possible results. If you bet on black or red, your chance of winning is 18/38, which is equal to 47.37%. The house will win if the ball lands on 0 or 00, so the house has a 20/38 chance of winning or 52.63%. To calculate the house edge, you get the difference between the two figures. 52.63% - 47.63% = 5.26%.

You should also know that the house edge can vary depending on the games you play. For example, Slots and Keno can be anywhere between 15% and 25%, depending on the specific game. Games that require a certain amount of gambling skill such as Blackjack can have a house edge as low as 0.43%, and this can be reduced further using the basic strategy for the game. Caribbean Stud Poker has a house edge of 5.22% and Pai Gow just 1.50%. To win real money, it is advised that you choose games with a low house edge and create a betting strategy suitable for the game you are playing. Next to this text, you will find the house edge percentages for the best online casino games in 2024. Pick either of the games from the list that suits your gambling expertise, and you'll maximize the chances of winning. Also, by picking games with low house edges, you save time, and you'll win money faster.

House Edge % for Top Table Games in 2024

Game House Edge RNG Top Software Pontoon 0.62% NetEnt Blackjack 0.72% RTG Baccarat 1.06% Playtech French roulette 1.35% Microgaming Craps 1.4% Microgaming Pai Gow Poker 2.5% Playtech European Roulette 2.7% Microgaming Three Card Poker 3.4% RTG Caribbean Stud Poker 3.7% Playtech American Roulette 5.26% NetEnt

Game Payout Percentages

Payout percentages, often called RTP (Return to Player) represent the rate at which a game will payout to players over the gambling long term. Different games have different payout percentages, and finding the games with the highest payout percentage will increase your chances of winning. Keno, although a fun game, to play has the lowest RTP percentage at just 73%, making this one of the worst games to play for real cash at online casinos. Blackjack is a much better choice, and RTP percentages can be as high as 99.50%. Because of the high payout percentage for blackjack, you may find it excluded from wagering requirements when playing with a real money casino bonus online, like a no deposit deal, unless you are playing live blackjack where you try to beat a professional dealer. It is streamed live to your PC or mobile and often has the double down feature. Smart gambling fans will search for games that offer the best odds, the best chance of winning, and the best value for money. Craps often has a 100% RTP. Baccarat when betting on the banker can be as high as 98.94%, Pai Gow Poker 98.7%, and single zero roulette games 97.3%.

Top10 Casino Payout Percentage Rates

Top 10 Casinos All Games Slots Blackjack Roulette Poker Jackpot City 94.6% 95.53% 94.73% 94.73% 92.18% Colosseum Casino 92.5% 92.5% 93.36% 93.36% 91.05% Gaming Club Casino 94.35% 95.9% 92.01% 92.01% 91.02% Bodog Casino 93.29% 93.35% 94.32% 94.32% 92.45% Lucky Nugget Casino 93.07% 93.37% 92.46% 92.46% 92.72% All Slots Casino 95.7% 96.66% 95.7% 95.7% 90.68% Bet365 Casino 93.7% 93.71% 95.21% 95.21% 92.85% PlayRegal 93.89% 94.65% 93.84% 93.84% 91.58% Lucky Hippo 92.54% 92.61% 92.07% 92.07% 92.99% Spintropolis Casino 93.33% 94.11% 94.93% 94.93% 90.85%

Providers can set their own levels because there is no statutory minimum RTP percentage. This doesn't sound great, but the good news is that real money online casinos are not allowed to alter or change the percentage or make false claims. To ensure this doesn't happen, the random number generators are tested and audited on a regular basis by independent testing companies. These companies check that the software providers games are random and that they deliver the RTP percentages they claim. These licensed and regulated testing authorities include eCOGRA, formed in the UK in 2003, iTech Labs in Australia, Technical Systems Testing (TST), and Gambling Laboratories International (GLI) in the USA. The best online casino real money sites will have a seal of approval from one of these companies, and this ensures that the games you play are fair. Below you will find our top 10 casino payout percentage rates for 2024.

Slot Return to Player Info

Real money online slots tend to be the most talked-about when it comes to RTP percentages. They can vary from 93% up to 99% and when gambling at online casinos with real money, choosing the higher RTP games can help you increase your chances of winning. It is recommended that you play slots that have a 95% or higher RTP like Book of Ra, which is 96%, but there is an exception to this, which is progressive slots. These tend to have lower RTP percentages, but because they offer players the chance to win life-changing sums of money, they remain popular. Below you will find the best slots to play by payout percentage and our Top 10 online gambling games reviews can help too.

There is a big difference in RTP percentages when you play at real money online casinos versus gambling at land-based establishments. Land-based slot machines have an average RTP of 85% but can go up to 90% or more. The best slots to play when focusing on RTP will always be found online. For slots at real money online casinos, the RTP tends to be around 95%, land-based slot machines can be as low as 75%. Where you live can have an effect too. In Las Vegas, the minimum RTP is set at 75%, in New Jersey, the minimum is 83%, and in Mississippi, the minimum RTP percentage is 80%. Land-based establishments have to meet the minimum payout percentage, and this is set by the gaming authorities in their region. In the United States, these figures vary by state. If you are looking to gamble on casino games and be in with the chance of winning, you will find that the best RTP's can be found at real money online casinos. No matter where in the world you live, our Top 10 best casino reviews for 2024 can help.

RTP% rates for the Top Slots in 2024

Game House Edge RTP% Software Goblins Cave 99.32% Playtech Mega Joker 98.90% NetEnt Jackpot 6000 98.75% NetEnt 1429 Uncharted Seas 98.6% Thunderkick Joker Strike 98.11% Quickpsin Win Sum Dim Sum 98.00% Microgaming Jokerizer 98.00% Yggdrasil Bloodsuckers 98.00% NetEnt Playboy 97.80% Microgaming Wizard Of Gems 97.66% Play'N Go

Big Real Money Progressives

Progressive jackpots are linked jackpots that continue to grow in size until they are gambled and won. They offer life-changing sums of money too. In order to win, you need to bet the maximum coins. A small part of every bet is added to the jackpot pool until one lucky player hits a specific winning combination and wins it all. The most common progressive jackpots are found on video slots and linked across multiple real money casino sites online. Most of the big software providers like Microgaming and NetEnt have several huge progressive games, and others have smaller ones. Once the jackpot is won, it resets to its seed amount and begins all over again. They can be triggered at random like RTG's progressive games like Aztec's Millions which you can play at Planet 7. They can be won by hitting a specific payline on the reels where you might have to get five wild symbols on the 15th payline or 5 special scatters on the reels. The other way to win is by triggering a specific bonus round. Microgaming's Mega Moolah has a random bonus wheel where players have to line up special symbols in order to get to spin the wheel and win the jackpot. Some progressive jackpot slots offer tiered jackpots, so everyone gambling for real money has a chance to play and win. Mega Moolah has four separate jackpots - The Mini, Minor, Major, and Mega. The Mega is the best and seeds at $1 million. For more, be sure to check out our Top 10 list of best active progressive jackpot slots for 2024.

Featured Gambling Offer

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Learn About Real Money vs Free Money Bonuses

Top 10 best sites are popular for another reason, and that's bonuses. Welcome promos are given to new customers and there two main types to help you start - the deposit and the no deposit bonus. So, what's the difference between real money and free money codes? Free money codes are usually reserved for new players and a great way to start. They can be given as part of a rewards program or VIP program. Real money bonuses are available for all players. They are a great way to boost your bankroll, and they have fewer limitations. Free money deals are the best choice if you want to try out a new gambling site risk-free. Below you will find information on the deposit and no deposit bonus codes we share, and our top 10 best online gambling offers for 2024.

Real money online casino bonuses will come with terms and conditions. These include wagering requirements, validity periods, and game contribution percentages. The average wagering requirements for deposit bonuses are between 30x and 40x. For no deposit or free money offers, they can be anywhere from 70x up to 90x. Because of this, it can be better to choose a deposit deal because the playthrough is lower and you have a better chance of clearing it and cashing out your winnings. You can use the bonus calculator on the right-hand side to help you work out everything and don't forget our Top 10 best real money online casino offers for 2024 will help you find the best gambling deals such as no deposit offers.

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Top 10's Blacklisted Sites

Real money casino sites online are not all safe, secure, or fair, and that is why our experts rate and review every new online gambling site. Only the best of the best make it onto our Top 10 lists. Our experts check everything from the no deposit or real money bonuses and promotions offered to the licensing authorities and games you can play. In order to be listed, they must pass our strict criteria. Below are the real money online gambling sites we have blacklisted including Cool Cat. Sites end up on this list because of rigged or pirated titles which try to cheat players using the theft of titles, too many complaints, poor customer service, no licensing, etc. We update this list on a regular basis to ensure you don't fall for any scams. We recommend you avoid these is you want to gamble online. There are many scams out there, and if you do signup with any blacklisted site, we advise extreme caution as they can be dangerous. We do our best to expose them by constantly checking forums, blogs, and complaints.

Blacklisted African Palace Casino
  • Delayed payments
  • Bad casino practice
  • Vague terms and conditions
Blacklisted Crown Europe Casino
  • Non-payment to players and advertisers
  • Poor customer support
  • Not responding to player complaints
Blacklisted Class 1 Casino
  • Poor customer service
  • Failure to pay to players
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Blacklisted Deuce Club Casino
  • Pirated NetEnt games
  • Poor customer support
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Deposits/Withdrawals

In order to play at online casinos with real money, you need to be able to fund your online gambling account. There are plenty of payment methods to choose from, and every country has their own preferred choices which you might not be able to see until you log in. These can include Paysafe Card, Visa, Neteller, the cryptocurrency Bitcoin, direct transfer via your checking account, or even using your phone credit. The best gambling sites will offer a range of banking options, and below you will find the best and most popular methods along with a brief overview. Many of these can be used worldwide but if you prefer country-specific methods, be sure to check our Top 10 casino payment methods for 2024 or our country-specific pages. It is important to look at the terms and conditions as well including penalties on chargebacks.

Bitcoin

Bitcoin is a cryptocurrency and an excellent choice for online casino players who want to remain anonymous and not have to add their card details when making deposits or withdrawals. This payment method offers instant deposit with same day withdrawals. Additionally, there are no fees charged which is another reason it is one of the best options for players. The only negative is currency fluctuations but if you want the fastest payout, Bitcoin is the best. For more information check out our 2024 Top 10 best Bitcoin casinos and rated reviews.

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PayPal

The best online casino sites offer the most popular internet payment method in the Western world. If you want to use a PayPal account to make deposits and withdrawals at online casinos, then you're in luck. There are lots of great casinos that accept PayPal and we have a special section dedicated to these, too. Make instant deposits with ease using one of the most trusted payment provider and withdraw your winnings too. PayPal is recognised around the world. Fast instant withdrawals are available at some of the finest sites with no fees.

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Neteller

Neteller is a popular e-wallet that is used by Aussie players. You can fund your Neteller account using credit and debit cards, Poli, GiroPay, and more. It can be used for deposits and withdrawals but changing gambling laws have seen a number of countries no longer able to use it. It offers anonymity as you don't have to give your financial details and there are no fees. Both high and low deposits are instant and you can enjoy fast payouts too. Read reviews of the top ten best Neteller Aussie online casinos for more information.

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eCheck

The eCheck is just like the old paper check, but digital. All you need to use this payment method is a bank checking account. Deposits can take longer, and, in some cases, you may have to wait up to two business days for the money to appear in your online casino account balance. Withdrawals by eCheck are available too but you may have some fees associated with these. Like standard checks, eCheck cashouts can take up to 28 days. For the best eCheck online Casinos be sure to check out our reviews and top 10 casino sites lists.

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Recent Real Money Winners

The Best Top 10 Frequently Asked Questions

Best free games are great for practice but if you want to win money gambling, play real money online casino games. To do this, you have to sign up for a real player account which has its advantages. This includes being treated to great bonuses and promotions that boost your bankroll like no deposit deals. Other reasons why real money online gambling sites are great is that they give you the chance to play for massive cash jackpots, they reward players with loyalty points that can be redeemed for cash, it's more exciting to play for cash, and you have a huge range of games to choose from including blackjack and poker with low limits. Real money online casino sites give online gambling fans the chance to play without having to leave their home. Not only do they offer the best bonuses and promotions but with mobile optimization now a must, you can play anytime you want and anywhere you want too. You can even become the next hotshot in the gta casino or enjoy missions at sites like Casumo. We've done all the hard work for you in choosing the Top 10 best real money gambling sites, so all you have to do is pick the one that suits your gambling play needs.

 Bonnie Gjurovska
Written by
Bonnie Gjurovska - Lead Editor

Bonnie Gjurovska has been professionally involved in iGaming for over 5 years. She is passionate about online casinos, testing software and finding the best promotions. Her passion makes Bonnie the perfect candidate to help guide players from around the world and to oversee the content published on Top10Casinos.com.

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