pagoefectivo

PagoEfectivo Casinos August 2025

 Amanda Evans Written by: Amanda Evans 6 minute read

PagoEfectivo is the best payment system in Latin America that allows players to transact safely and easily at online casinos. It is available to 100% of the Peruvian and Ecuadorian population enabling them to conduct safe and secure transactions via mobile/online banking or physical cash payment.

Best Casinos Accepting PagoEfectivo

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#1
100% Match Bonus, Up to S/200
  • Since: 2015
  • WR: 30x
  • Min. Deposit: S/
  • Games: NetEnt NYX Thunderkick ELK Merkur Gaming
#2
100% Match Bonus, Up to S/1500
  • Since: 1997
  • WR: 25x
  • Min. Deposit: S/10
  • Games: IGT Playtech Microgaming Rival NetEnt
#3
100% Match Bonus, Up to S/2000
  • Since: 2012
  • WR: 30x
  • Min. Deposit: S/10
  • Games: Microgaming NetEnt IGT Yggdrasil GreenTube
#4
100% Match Bonus, Up to S/100
  • Since: 2013
  • WR: 35x
  • Min. Deposit: S/10
  • Games: Microgaming Playtech NetEnt Betsoft Cryptologic
#5
-% Match Bonus, Up to S/0
  • Since: 2021
  • WR: 0x
  • Min. Deposit: S/10
  • Games: NetEnt
pago efectivo casino payment online

Pago Efectivo is a Peruvian payment method that was started way back in 2009 by Empresa Editora El Comercio S.A. Since then, PagoEfectivo has grown in leaps and bounds and is among the top 10 payment platforms in the whole of Latin America. It has also made its debut in Ecuador and is quickly gaining ground in the Ecuadorian cash payments sector too. This attracted the attention of payments solution giant, Paysafe, and the company successfully acquired PagoEfectivo in 2021.

PagoEfectivo offers Top 10 online casino players the best and safe payment solution in a market where many people do not own debit/credit cards to use at online casinos. Unfortunately, those who do, feel unsafe using their cards for fear of online scams and threats to their online activities. Banking with PagoEfectivo does not require your personal bank or card details, nor are your required to register with the payment system company. Instead PagoEfectivo casinos offer you a unique authentication code or CIP after you have confirmed the amount you wish to top up with. You will then need to use this code when making the payment, which is done either by physical cash payment at one of the 100,000 PagoEfectivo payment centers or online via internet/mobile banking.

Reliability & Security

PagoEfectivo online casinos offer a simplified yet reliable mode of payment that allows players from Latin America to confidently fund their real money accounts wherever and whenever they wish. The payment system does not require any additional registration, debit/credit card information or personal bank details to complete payments. So, when players opt for a payment using PagoEfectivo at an online casino, they receive a unique authentication code or CIP. This payment can only be completed by confirming the CIP, whether they choose to pay the amount via online banking or with physical cash.

As an added safety measure, all PagoEfectivo casino CIP codes have a 5 day expiration date, following which they become invalid. All online casino payments through Pago Efectivo are reliable and instantly transferred into the correct account and Top 10 players also receive real-time confirmation of their successful payments. This allows players to quickly get back to enjoying the best slots at their favourite online casino. It is these player-oriented features and safety measures that have made PagoEfectivo the best casino payment method among real money online casino players. More importantly, players can rest assured that all payments remain secure and confidential with PagoEfectivo at any of the best Top 10 online casinos.

Pros and Cons at PagoEfectivo Casinos

Although one of the best payment options out there, you will find that PagoEfectivo does also have drawbacks. So, here is a list outlining the pros and cons associated with this payment method:

Bonus Offers Reviewed

Processing fees can sometimes be very high, even for the best of online casino enthusiasts, especially through card payments like VISA and MasterCard. However, Top 10 casino players have the leisure of zero processing fees when banking with PagoEfectivo at a casino. Moreover, online casinos encourage players to use PagoEfectivo as their preferred payment method by offering a variety of exciting bonuses and the best promotions. Our team of experts at Top 10 have done all the hard work for you and gathered the best PagoEfectivo casino offers you will find in 2025. So all that is left for you to do is register with one of Top 10's PagoEfectivo casinos for the best bonus offers and rewards.

How to Deposit

PagoEfectivo is one of the best four payment systems in Peru because of its safe, reliable, instant banking and also for the mouthwatering bonus offers that accompany it. In fact, making real money from any of the best PagoEfectivo casinos is a lot easier than it looks. So, if you wish to get in on all the action, here is a step-by-step guide to help you top-up funds at the best online casinos using PagoEfectivo:

  1. Step 1: Log into your online casino and navigate to the Cashier section.
  2. Step 2: Select PagoEfectivo as your payment method.
  3. Step 3: Enter the bank account number through which you wish to make the payment. Next enter the preferred currency and then the amount you would like to top-up with.
  4. Step 4: Confirm your payment.
  5. Step 5: After confirming the payment, a unique payment code or CIP is generated, which you will receive via email or text.
  6. Step 6: You can then use this code to pay the amount either through your online banking account or by cash at any of the best PagoEfectivo affiliated stores near you.
  7. Step 7: After you have confirmed the PagoEfectivo code, your account will quickly be topped up and you will also receive a notification confirming the same.

How to Withdraw

Unfortunately, one of the disadvantages of using PagoEfectivo at online casinos is that you cannot use it to cash out winnings. Instead, you can use other payment methods such as bank wire or eCheck to process your payouts.

Discover Different Casino Withdrawal Methods

Country Restrictions

At the time of this review, players were only allowed to make online casino payments via PagoEfectivo in Peru and Ecuador. So unfortunately, PagoEfectivo is not available to Top 10 players from any other countries. However, online casino enthusiasts can expect the payment method to expand to more Latin American regions in the near future. Should that happen, we will make sure to update our review of Pago Efectivo as a casino payment method, and we'll update you on all the casinos that offer this exciting payment method for fast deposits and withdrawals.

The best way around this is to use Bitcoin to satisfy all your banking requirements. This is the next best option for instant, yet secure, online casino account top-ups and payouts, no matter which part of the world you are in. In addition, Bitcoin offers anonymity like no other banking method available at international online casinos.

Frequently Asked Questions for PagoEfectivo Casinos

Here is a comprehensive list of frequently asked questions you can go through to clear your doubts regarding Top 10's PagoEfectivo casinos:

why use pago efectivo

Why Use PagoEfectivo at Online Casinos

PagoEfectivo casinos offer players an instant, reliable and secure payment option with the cash being deducted from your account only if you have confirmed the CIP code. PagoEfectivo offers all the best features free of charge without any registration, protecting you from sharing any personal bank details at an online casino.

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 Amanda Evans
Written by
Amanda Evans - Chief Editor

Amanda has been involved with all aspects of the content creation at Top10Casinos.com including research, planning, writing and editing. The dynamic environment has kept her engaged and continually learning which along with 18+ years iGaming experience helped propel her into the Chief Editor role.

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